Products

Whole Life Insurance

What can you imagine in your financial future? Whole Life Insurance can protect you and your legacy. Whole Life is a superior way to save money and be your own banker, while creating a legacy for your family and protecting them in case of a premature demise. We can’t predict the future, but we can help you prepare your finances for hiccups and heartache while growing your ability to invest in yourself.

Term Life Insurance

Term Life is an amazing and inexpensive way to protect your family in case of accident or emergency. Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified “term” of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid.

Individual Health Insurance

Individual health insurance is a policy purchased by an individual for themselves and their family based upon personal needs and budget — just like car insurance. … In fact, due to changes with health reform, more people than ever before are enrolling in individual health insurance policies.

We Offer many varieties of individual coverage, private and on the marketplace. Currently we offer policies in Idaho, Texas, and Utah.

Dental and Vision

We offer many different plans and carriers, dental can usually been enrolled any time in the year without a special enrollment or open enrollment period

Medicare

Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

The different parts of Medicare help cover specific services:

  • Medicare Part A (Hospital Insurance)
    Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
  • Medicare Part B (Medical Insurance)
    Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
  • Medicare Part D (prescription drug coverage)
    Helps cover the cost of prescription drugs (including many recommended shots or vaccines).